So mom said you are no longer eligible for her and pops health insuarcne plan? Well now is the time to start thinking about your options. Don't worry too much, if you are between careers or still working on making it happen you can probably qualify for individual health insurance.
So what is a perfect option for my situatuion? Most of the major insurance companies we have all heard of can help. They offer health insurance to individuals. They have some very great plans that cater to the consumers in your exact situation.
There are many plans that are designed with your needs in mind. They know what you expect and what is important to your generation. Some good examples are the Unicare Sound and Blue Cross Tonik plans. These plans are specifically designed to appeal to the 20 something's.
Twenty Something's do not want to hassle with numerous bills. They want to go to the doctor, pay a set price and go on with their busy life. So some of these new plans offer an all inclusive co pay. Meaning it includes lab and x-ray, something not typically covered in the office visit.
Young people are loving this feature! Most are on a fixed income or have student loans to manage and just can not afford 2 or 3 bills for a office visit. It is one worry they do not want added to their plates. A $30 co pay is much more manageable then a bill for $200.
Another added bonus we are seeing in the plans are dental and vision benefits. Typically , you would have to add these benefits for an additional cost. These plans have one affordable premium with the added benefits built right in.
The young adults hated the 80/20 co insurance mambo jambo talk. So carriers answered by giving them straight talk. They meet a deductible, then the carrier pays 100%. Nothing confusing about that!
Kudos to the carriers for wising up and seeing the need for simple affordable plans for the 20 something group. they have unique needs and are very financial savvy consumers. They do not need or have to go without health insurance like the days of our parents. - 16747
So what is a perfect option for my situatuion? Most of the major insurance companies we have all heard of can help. They offer health insurance to individuals. They have some very great plans that cater to the consumers in your exact situation.
There are many plans that are designed with your needs in mind. They know what you expect and what is important to your generation. Some good examples are the Unicare Sound and Blue Cross Tonik plans. These plans are specifically designed to appeal to the 20 something's.
Twenty Something's do not want to hassle with numerous bills. They want to go to the doctor, pay a set price and go on with their busy life. So some of these new plans offer an all inclusive co pay. Meaning it includes lab and x-ray, something not typically covered in the office visit.
Young people are loving this feature! Most are on a fixed income or have student loans to manage and just can not afford 2 or 3 bills for a office visit. It is one worry they do not want added to their plates. A $30 co pay is much more manageable then a bill for $200.
Another added bonus we are seeing in the plans are dental and vision benefits. Typically , you would have to add these benefits for an additional cost. These plans have one affordable premium with the added benefits built right in.
The young adults hated the 80/20 co insurance mambo jambo talk. So carriers answered by giving them straight talk. They meet a deductible, then the carrier pays 100%. Nothing confusing about that!
Kudos to the carriers for wising up and seeing the need for simple affordable plans for the 20 something group. they have unique needs and are very financial savvy consumers. They do not need or have to go without health insurance like the days of our parents. - 16747
About the Author:
The author agent Jeff Cline can assist you in your quest for individual health insurance . He is an seasoned professional on the plan offerings for twenty somethings. If you are a student he aslo has student health insurance offerings. Give him a call day or night. He is dedicated to helping you meet your individual needs. you can contact him at toll free 866.526.9669
